Insurance Accepted

Many medical insurance plans cover your annual comprehensive examination if you are experiencing health issues related to your eyes. These include diabetic eye examinations, dry eye evaluations, red eye visits, ocular allergies, glaucoma concerns and management of patients taking medications known to have ocular side effects, like Plaquenil.  Patients with corneal conditions that require special contact lenses also file under their medical insurance plans.  

Our office accepts the following medical insurance:

• Aetna
• Allegiance by Cigna
• Ambetter
• Baylor Scott and White
• BlueCross BlueShield
• Cigna
• Humana
• Medicare
• UnitedHealth Care

Vision plans are supplemental plans usually sold to your medical insurance carrier as an add-on service, like dental insurance.  In most cases, vision plans reimburse your eye care provider for one routine eye examination every year.  Patients are often unsure of which policy to use at their visit.  We understand that it can be confusing and are happy to help you schedule your appointment correctly.

Eye examinations filed under vision plans are basic, routine visits.  These are screening examinations. Routine eye exams include an eyeglass prescription.  Routine eye exams are not intended for the management of any ocular medical condition.  If you would like the doctor to evaluate your eyes for dry eye, pink eye, itchy eyes, or any other eye conditions your visit will be considered a medical visit. Medical eye examinations will be filed to your medical health insurance for coverage.  You will be responsible for the specialist copay, any necessary deductible and a refraction fee if you elected to have a refraction to obtain an eyeglass prescription.  If you are being referred to our office by a primary care physician for a diabetic eye evaluation or because you are taking a medication that can have ocular side effects your medical insurance copay will be collected at the visit.  Referral examinations take more time, require extra testing procedures and require reporting back to your referring doctor.  These visits are not billed to vision plans because they are not routine visits.

Does my insurance pay for glasses or contacts?

Your vision plan may include a benefit for eyeglasses or contact lenses, often called a materials benefit.  Vision plans that have a material benefit help offset the cost of your eyeglasses or contact lens purchase. Unfortunately, most vision plan rarely cover the entire cost of the eyeglasses.  The cost of the eyeglasses will depend on the selected frame and any additional options selected.  The cost at our office will be the same as other locations because these costs are the sum of the elected optional copays.  When using vision plans, these copays are the same no matter where you choose to purchase your eyewear.

Our office accepts the following vision plans:

• Avesis
• Blue Vision
• Community Eye Care
• Davis Vision
• Envolve Vision
• EyeMed (Most plans - call to confirm)
• Eyetopia
• Spectera
• Superior Vision
• UnitedHealth Vision
• VBA, Vision Benefits of America
• VSP, Vision Service Plan

Bluebonnet Vision Associates is happy to see patients without medical insurance.  Same day private pay patients should ask about our prompt pay discount.